Users may soon be required to go through verification to make payments on the WhatsApp platform. This is evidenced by the records found by the resource xda-developers.com in the code of the latest beta version of WhatsApp, according to which users of the messenger will need to download copies of supporting documents in order to continue using the payment function.
Currently, when setting up WhatsApp Pay in India, the helpdesk only verifies the phone number associated with the user's bank account in order to make a transaction based on the Unified Payments Interface (UPI). In Brazil, the messenger uses Facebook Pay to verify users' credit or debit cards to facilitate payments.
At the moment, the service does not require users to provide any documents confirming their identity to make payments. However, this may soon change. There are several new lines in the WhatsApp v2.21.22.6 beta code that suggest users may need to upload copies of identity documents in order to continue using the payment function.
It is possible that the messenger development team is preparing to launch the WhatsApp Pay service in a new region, where the legislation requires confirmation of identity when making payments.
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